2024 UPI App Daily Limits (for Users with Complete KYC) At A Glance

Time to get all these answers right here, right now – check out the daily limits of UPI apps (for entire KYC completed users)

UPI App Name	Daily Transaction Limits	Number of Transactions allowed in one day
PhonePe	1,00,000	20
Google Pay	1,00,000	20
Paytm	1,00,000	10
CRED	1,00,000	20
PayZapp	2,00,000	20
Pockets	1,00,000	10
BHIM	1,00,000	10
Axis Pay	1,00,000	20
Amazon Pay	1,00,000	20
Airtel Thanks	1,00,000	No daily limit – 10,000 monthly transactions
iMobile	1,00,000	20
SBI Pay	1,00,000	10
BoB World	1,00,000	20
Mobikwik	Monthly 2,00,000	Not specified
Freecharge	1,00,000	No limit – any number of transactions allowed until the daily cap amount is exhausted.
Tata Pay	Not specified	Not specified
Chillr	25,000	Not specified
Uber Pay	Not specified	Not specified

Let’s move to the details now:

1. Daily Limits of PhonePe

PhonePe is one of the most prominent UPI apps that accounts for 46.38% of the overall UPI transactions in India, which amounts to almost 4.46 billion transactions. PhonePe UPI started its journey in 2015, and in such a short span, these numbers are indeed an achievement for the entire team – have a look at Phonepe daily transaction limits:

• Daily transaction limit of PhonePe: 1,00,000
• Number of Transactions Allowed Per Day: 20

2. Daily Limits of Google Pay

Google Pay which is also known as GPay, started in 2018 and it comes in the second position regarding the number of transactions, with 3.26 billion transfers with a market share of 34.75%. Here is the Google Pay or GPay transfer limits per day:

• Daily transaction limit of Google Pay: 1,00,000
• Number of Transactions Allowed Per Day: 20

3. Daily Limits of Paytm

Paytm comes with India's third-highest market share (14.66%) of overall digital payments, and almost 1.19 billion online payments are made through this UPI app. It has been in the market since 2010, and this senior player has gone through many updates to cater to the needs of its users.

• Daily transaction limit of Paytm: 1,00,000
• Number of Transactions Allowed Per Day: 10

4. Daily Limits of CRED

Since its start in 2018, CRED is among the small players of UPI apps, that has marked its presence remarkably with a market share of 0.5%, accounting for almost 0.73 billion transactions each month.

• Daily transaction limit of CRED: 1,00,000
• Number of Transactions Allowed Per Day: 20

5. Daily Limits of PayZapp

PayZapp came with the reliability of HDFC Bank in 2015 to introduce easy one-click payments to everyone because it removed the multi-fold process of digital payments.

• Daily transaction limit of PayZapp: 2,00,000
• Number of Transactions Allowed Per Day: 20

6. Daily Limits of Pockets

Pockets is a digital wallet app launched by ICICI Bank in 2015, so that people can experience swift money transfers.

• Daily transaction limit of Pockets: 1,00,000
• Number of Transactions Allowed Per Day: 10

7. Daily Limits of BHIM

Bharat Interface for Money, or BHIM, came from the National Payments Corporation of India (NPCI) in 2016, and the PM of India launched it, therefore, it got huge popularity. Moreover, this app received one crore downloads and above 2 million transactions within ten days of launching.

• Daily transaction limit of BHIM: 1,00,000
• Number of Transactions Allowed Per Day: 10

8. Daily Limits of Axis Pay

Axis Pay started its journey in 2016 with the reliability of Axis Bank so that users having Axis account can get some special offers. Let's see the Axis Bank UPI Limits per day:

• Axis Bank UPI (Axis Pay) transaction limit per day: 1,00,000
• Number of Transactions Allowed Per Day: 20

9. Daily Limits of Amazon Pay

Amazon Pay UPI started in 2019 with a partnership with Axis Bank, so that they can gain many users by giving lucrative offers to Amazon app users.

• Daily transaction limit of Amazon Pay: 1,00,000
• Number of Transactions Allowed Per Day: 20

10. Daily Limits of Airtel Thanks

With immense popularity in the telecom industry, Airtel sneaked into a digital payment environment through Airtel Payment Bank in 2017, and since then, it became very popular among Airtel users for excellent offers on mobile recharges. 

• Daily transaction limit of Airtel Thanks App: 1,00,000
• Number of Transactions Allowed Per Day: No daily limit – 10,000 transactions allowed in a month

11. Daily Limits of iMobile Pay

iMobile Pay is another gem from ICICI Bank that offers digital transactions along with complete banking services like savings accounts, credit cards, loans, investments, gift/travel cards, etc. and all these are applicable to the users holding accounts of any bank. Since its launch in 2020 it proudly calls itself "India’s first app that offers payments and banking services for all.”

• Daily transaction limit of iMobile Pay: 1,00,000
• Number of Transactions Allowed Per Day: 20

12. Daily Limits of SBI Pay

This UPI is from the State Bank of India, and users having no account in SBI can link their accounts here so that they can make easy digital transactions.

• Daily transaction limit of SBI Pay: 1,00,000
• Number of Transactions Allowed Per Day: 10

13. Daily Limits of BoB World

BOB UPI came from the Bank of Baroda in 2023 for easy P2P and P2M transactions.

• Daily transaction limit of BoB World Pay: 1,00,000
• Number of Transactions Allowed Per Day: 20

14. Daily Limits of Mobikwik

Mobikwik started its journey in 2009, and a report says that till March 2023, Mobikwik has 130 million registered users. Unlike other UPI apps, it comes with a monthly limit.

• Monthly transaction limit of Mobikwik: 2,00,000
• Number of Transactions Allowed Per Day/Month: Not specified

15. Daily Limits of Freecharge

Founded in 2010, Freecharge has come a long way, but right now

• Daily transaction limit of BHIM: 1,00,000
• Number of Transactions Allowed Per Day: No limit – any number of transactions allowed until the daily cap amount is exhausted.

16. Daily Limits of Tata Pay

After conquering almost every sector in India, Tata Group decided to delve into the digital payment industry as well and brought Tata Neu and Tata Pay UPI in 2022 because of these reasons. The makers call it a super app because it offers an extensive experience for all their users by bringing the best brands of Tata under one umbrella and paying for it through Tata Pay UPI.

• Daily transaction limit of Tata Pay: Not specified
• Number of Transactions Allowed Per Day: Not specified

17. Daily Limits of Chillr

It was introduced in 2014, and later, it collaborated with HDFC Bank to enable users holding any bank in easy money transfers.

• Daily transaction limit of BoB World Pay: 25,000
• Number of Transactions Allowed Per Day: Not specified

18. Daily Limits of Uber

Uber UPI is developed to ensure easy payments as soon as a user completes the ride with Uber.

• Daily transaction limit of Uber Pay: Not specified
• Number of Transactions Allowed Per Day: Not specified

2024 UPI Apps Daily Limits for Partly Completed KYC

The daily limits mentioned above apply only when the users complete their KYC as directed by the app; for partly completed KYC, the daily limit ranges from 1000 to 10,000. After installing the apps and initiating the KYC process, users can see this limit; however, completing KYC before doing any transaction is better.

End Words

Even though these UPI apps come with daily limits for transaction value and number of transactions, it has to be remembered that the UPI apps transfer money from one bank to another. Therefore, they have to abide by the limits of the payer's bank during the transaction. In case, a bank allows transactions valued less than 1,00,000 per day, UPI apps even after having a cap of 1,00,000, cannot do the transaction above the bank's limit. It is because, during the money transfers, the bank says the end words. So, check their daily limits as well.

Now, get the best payment gateway in India so that you can allow your users to pay through all these UPI apps, cards, wallets and Net-Banking.